― Protection built around your vehicle ―
How RAP Works
We evaluate your vehicle, assign a Vehicle Risk Score, determine the right protection level, and keep you covered when unexpected repairs happen.
01
VEHICLE RISK SCORE
Every vehicle receives a comprehensive assessment based on mileage, condition, service history, and inspection results.
02
ASSIGNED PROTECTION LEVEL
Your Vehicle Risk Score determines the protection level that best fits your vehicle and your needs.
03
DRIVE WITH CONFIDENCE
Enjoy protection for covered mechanical breakdowns and 24/7 roadside assistance.
01
CLAIM SUBMITTED
If a covered issue arises, simply contact our 24/7 claims team or have your repair facility reach out to us.
02
REPAIR AUTHORIZED
We approve the repair and work with our trusted repair network to get your vehicle fixed quickly.
04
BACK ON THE ROAD
Repairs are complete, and you're back on the road with confidence knowing RAP is here for you.
― Coverage Scope ―
Whats Covered
Vs. What’s Not
Covered
- Engine mechanical failure
- Transmission breakdown
- Drivetrain components
- Electrical system faults
- Cooling system failure
- Fuel system issues
- Roadside assistance & towing
- AC system breakdown
- Brake system failure
Not Covered
- Pre-existing conditions at time of enrollment
- Wear and tear (tyres, brake pads, filters)
- Damage caused by accidents or collisions
- Damage from neglect or improper maintenance
- Cosmetic damage (dents, scratches, paint)
- Claims filed within the 90-day waiting period
- Vehicles modified from factory specification
- Unauthorized repairs not pre-approved by RAP